http://goo.gl/oi2MGh
The new scoring system removes collection agency accounts, based on medical debt, whether the account was settled for less than what was owed or if it was paid in full. The new system also discounts overdue medical payments helping improve the median FICO score for consumers with disabilities who mainly have unpaid medical debts. The new scoring system reportedly can increase a consumers’ score by as much as 25 points. According to industry analysis, only 10% of medical debt is paid in full; often do to errors in billing, coverage, and miscommunication rather than consumers inability to pay.