CFED: Join SSI Asset Limit Reform Coalition

The SSI Asset Limit Reform Coalition

The Supplemental Security Income (SSI) Asset Limit Reform Coalition was established by CFED and the following national and state disability organizations:

  • World Institute on Disability (WID)
  • The National Council on Independent Living (NCIL)
  • The National Disability Institute (NDI)
  • The Center for Financial Independence & Innovation (CFII)
  • Maryland Coalition for Inclusive Education (MCIE)
  • We support legislation that would reform the asset test of the Supplemental Security Income (SSI) program. The current limit is $2,000 ($3,000 for couples) and has never been indexed for inflation, discouraging millions of SSI recipients working, opening bank accounts and/or building a nest egg and thus limiting their financial security.

    Asset limit tests should be reformed to encourage recipients to work, build savings that help sustain a higher quality of life and save for emergencies and to pursue post‐secondary education, homeownership and retirement. Congress should reform the asset test in the SSI program:

    • Raise the asset limit and index it for inflation;
    • For individuals under 65, exclude $50,000 in retirement savings ($75,000 for a couple) from inclusion in the asset test and exclude Education Savings Accounts and Individual Development Accounts;
    • For individuals age 65 or older, exclude up to $10,000 in retirement savings ($15,000 for a couple) and disregard one-third of the funds drawn down from retirement accounts when calculating household income;
    • Remove the requirement that SSI recipients, if eligible, must apply for periodic payments from their retirement savings;


    For more information, please contact Inemesit Imoh, Federal Policy Associate, at iimoh@cfed.org or 202-207-0135.

    Join/Sign Up

    Yes, I have read the above mission statement and want my organization/company added as a member of the SSI Asset Limit Reform Coalition.

    See http://goo.gl/Hcpx6 to sign up